Auto Insurance
Covering your every move…
Car Insurance
Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states.
The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state.
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What you should look for when shopping for insurance!
Your auto policy may include all of these coverages or some of them. Each coverage is priced separately.
For injuries the policyholder causes to someone else.
For damage the policyholder caused to someone else’s property.
For treatment of injuries to the driver and passengers of the policyholder’s car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident.
For damage to the policyholder’s car from a collision. The collision could be with another car, a light post, fire hydrant, etc.
For damage to the policyholder’s car that doesn’t involve a collision with another car. Covered risks include fire, theft, falling objects, missiles, explosion, earthquake, flood, riot and civil commotion.
For treatment of policyholder’s injuries as a result of collision with an uninsured driver. Underinsured motorist coverage can also be included in an auto policy. Underinsured motorist coverage comes into play when an at-fault driver has auto liability insurance, but the limit of insurance is inadequate to pay for your damages.
For when your vehicle becomes disabled from mechanical breakdown, dead battery, flat tire, lockout or no gas or entrapment in snow, mud, sand and needs towing to the nearest repair facility.
For the use of rental cars when your vehicle is inoperable from damage claimed under comprehensive or collision damage coverage.
For gap coverage if you have a difference between the amount you owe on your auto loan and the amount insurance pays if your vehicle is declared a total loss or stolen and not recovered, less your deductible.
What We Do?
Each state requires that you have certain types of coverages with minimum liability limits. The insurance industry recommends that your bodily injury liability limits be $100,000 per person and $300,000 per occurrence. These are the minimum limits we recommend.
Contact Info
- 1201 E 15th St, Suite 410, Plano, TX 75074
- 1(469)224-0475
- info@myregentsfinancial.com
- Mon - Fri 09:00 - 7:00
Some of our auto insurance carriers offer different options like :
- New Vehicle Replacement
- Vanishing or disappearing deductibles
- Full Glass Deductible with no deductible
- First Accident Foregiveness
- Lifetime Renewability
- 12 month Rate Protection
- No cancel policy
Discounts that are Available:
- Multi policy
- Multi car
- Claims free
- Longevity
- Defensive driver course credit (not all carriers recognize this)
- Good student (a and b grades)
- Longevity
- Air bags
- Anti theft
- Protective alarms
- Low mileage (snapshot)
- Advance purchase (buy 7 days before you need coverage to start)
- Paid in full (5% normally for the life of the policy)
- High limits (if your policy is 100,000 per person up to 300,000 accident third party liability)
We offer many top rated auto insurance carriers to offer you.
Get An Insurance & Save up to 10%
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